For truck, machinery & equipment dealers
We're the Second Look Finance Desk. Keep using your existing financier — we only want the deals they can't do. Declines, used gear, mixed-brand fleets, newer ABNs, private sales and non-property owners.
Referral acknowledged in under 5 minutes. Customer contacted within 15.
Where we fit
Manufacturer finance is built around the manufacturer's ecosystem — one brand, new stock, clean borrowers. We aren't restricted to any of that. Here's the honest split.
Brand-new OEM gear, strong borrower
Keep your captive — we don't touch it
Manufacturer promo rate (0–2%)
We won't try to beat subsidised rates
Used or older equipment
Multiple lenders with no age restriction
Mixed-brand fleet purchase
One facility across every brand
Truck + trailer + body + crane + fridge
Bundled into a single structure
Private sale / auction purchase
Lenders who settle private sales
Newer ABN or low-doc borrower
Specialist and alternative lenders
Non-property owner
No property, no problem — different panel
Credit impairment
Second-tier options rather than a decline
Large existing captive exposure
Spread it across another financier
Refinance or equity release on existing fleet
Frees cash for the next machine
Seasonal or structured repayments
Matched to their cashflow cycle
Three ways to work together
Your captive declines or the deal doesn't fit their policy. Your salesperson sends it to us before the customer walks. No exclusivity, no minimums, no threat to your finance manager.
We become your finance department — calculator, pre-approvals and applications on your site, powered by us. All the settlements without a $100k+ business manager on the books.
A formal program built around your inventory, with co-branded finance pages, dealer-ID attribution on every application and monthly settlement reporting to management.
Zero-risk offer
No exclusivity. No minimum referrals. Your existing financier stays first in line — we're only called when something falls outside their channel. At the end of 90 days you'll see exactly how much equipment revenue we put back on the board.
Under 5 min
Referral acknowledged
Under 60 min
Lender strategy back to you
Same day
Straightforward low-doc submissions
How a referral runs
Customer name and mobile, ABN, the invoice or asset details, price, deposit or trade, and why the first financier didn't work.
We contact the customer, get proper consent, structure the deal and place it with the right lender on our panel.
Referred → Contacted → Submitted → Conditionally approved → Documents → Settled. You never have to chase us.
A monthly report: deals referred, total purchase value, approvals, settlements and sales rescued.
What we fund
Trucks & prime movers
New, used and private sale
Earthmoving & yellow goods
Excavators, loaders, dozers
Trailers, bodies & cranes
Including fridge units
Farm machinery
Multi-brand and seasonal terms
Materials handling
Forklifts and warehouse gear
Industrial & CNC
Manufacturing and fabrication
Second Look Finance Desk
Send what you've got — we'll work with partial information. Only the dealership fields are required to get started.